Best Money Saving Articles Online

The Off Road Jeep Liberty

Aug 19, 2009 More Saving

The Jeep Liberty is the newest compact crossover that is getting to attention of many SUV lovers- especially buyers that are looking for an off road vehicle. This model surpasses all others in its class with its great gas mileage and crash worthiness. Inspired by many European car models, the interior is breath taking and user friendly. Everything is just where it should be and where you’d expect it to be. The controls really make this car stand out.

o With many trims available this vehicle is beautiful. Other options also includes 18 inch wheels, sunroof and more. You can pick the options that you want.

* Most models are 4 wheeled drive. This is the model that is most popular. It is maneuverable. It is also great with traction, good articulation, has good clearance because it was really built for off road.

* The Jeep Liberty comes with different transmissions- 4 speed, 5 speed and 6 speed manual transmissions. In 2009 the 6 speed manual transmission was eliminated due to the rising cost of gasoline.

o All models come with an AM/FM stereo radio. You can also get Sirius satellite digital radio, CD player and GPS navigation in some models.

o There are many other options that you can choose from, including fog lamps, speed control, power sunroof, engine block heater, and rear cargo organizer, among many others.

o The engine is a V6 and the towing capacity is 5, 000 pounds.

* The Jeep Liberty is available in two models- the Sport and the Limited. Tires come in sixteen, seventeen and eighteen inches.

o Gas mileage is reported to be 16 mpg in the city and 22 mpg on the highway. The gas tank is 19. 5 gallons.

* The Jeep Liberty is very safe with its anti-lock brakes, traction control, side curtain airbags and stability control. These are all standard.

* The luggage space is 31. 5 cf and when the seats are lowered the luggage space is 64. 6 cf. There is a lot of leg room in the back seat and the front is very spacious. The inside comes in shades of gray and if you want leather padding then you can pay more for that.

o The Jeep Liberty has standard auto headlamps.

o There is standard remote keyless entry.

With such a sturdy vehicle- the Jeep Liberty was just really designed for off road travel. It comes with anti-roll bars, great shocks and better breaks. If you want all of the great options on the Jeep Liberty then the price is in the low 300′000’s. This is a great price for this SUV that you can take off road. For a vehicle that handles so well off road, you’d expect to pay much more!

Being a compact crossover gives the Jeep Liberty the advantage of great gas mileage. It may be a bit smaller than most SUVs but for the price it has everything you could want. Take the entire family on a great ride for less money. Starting at $23, 000, the Jeep Liberty surpasses all other SUVs in its class.

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Long Live The Clothes In Your Life With These Economy Crisis Wardrobe Saving Tips

Aug 19, 2009 Save Money

If you are like most people, you probably have invested quite a bit of money in your wardrobe. With clothes being a basic life necessity, it’s not surprising that we spend tons of cash getting and replacing them. But, what if you could help your clothes to last a lot longer? Imagine the saving! Cost-conscious people can do just that by being in the know about “wardrobe conservation”.

But, despite the amount of money that you spend on clothing, if you are like most, you want to get a lot of use out of them. If you can extend the life of your clothes, then you can save money along the way because you won’t spend needlessly in replacements. The best way to get your clothes to live up to their full potential is to properly maintain them.

Make these clothes saving tips a part of your “wardrobe conservation” plan to keep from having to spend more money on clothes. With good maintenance habits and, even, a little energy conservation, you can get more for your money and max out your clothes use. Here’s how:

Keep all clothing away from hot water! Cold water keeps your clothing from fading better than hot or warm water. For some people, this will be a little tough because hot water is thought to be wonderful against germs in the wash. Washing your clothing in cold water will also help to reduce shrinkage in some clothing. Plus, you will save money by reducing the amount of energy that you need for washing your clothes. Not only could you see a major saving with having your clothes longer, but you may also enjoy a saving, cost-reduction with your energy bill!

For those that are worried about germs in their clothes, deal with that by adding a smidgen of vinegar to your laundry. It’s a natural clothes freshener and can keep odor and germs at bay. Not just a cover up like the national brands, it really kills the germs that cause the odor. You can buy for cheap a big jug of vinegar for less than $2.

Use a cloth for ironing so that you don’t put heat directly on your clothes. This is important because all of that heat can destroy your clothes, especially if you have the iron on the highest setting. Though, you should never really iron on the highest setting. It’s one of the easiest ways to burn your clothes. This could be an old sheet or you can buy for cheap some fabric for this purpose.

Don’t wash your clothes too frequently. If you wash your clothes too frequently, you are almost guaranteed to have torn edges, holes or thinning, and definitely fading. Save on water and on detergent by washing when things are really dirty. Some items of clothing may only need an occasional wash, like denim, unless you are working and playing hard in them. To keep them fresh, get some of those dryer sheets that you can buy for cheap. Don’t use the entire sheet, instead divide it into 4 equal strips or squares. If you only need to freshen a few clothes, then use one square. Plus you can also keep some squares in your dresser drawers.

Bring back undershirts! Buy for cheap a bunch of undershirts or camisoles from a consignment or thrift store. These items help to keep the underarm portion of your shirts in good shape, otherwise, you could potentially sweat so much in your shirts or have the pits packed with deodorant to the point that they get destroyed. In this economy crisis, do whatever you can to save your clothes and keep them usable!

Tags: a, b, Bargains, budget, c, cheap, clothes saving, f, Family, finance, Free, frugal, h, household tips, l, manage finances, o, r, s, Save Money, spend less, u, w, women's issues

Car Insurance: Steps for Making a Claim

Aug 19, 2009 More Saving

A car accident can be a harrowing and traumatic event. One will be shaken and often not thinking clearly. If you are involved in a car accident, you have to think about your condition as well as the events that took place because you will most likely have to file a auto insurance claim.

In order to prepare for the results of a car accident, the following steps should be followed in order to make a proper claim:

1. After an accident, your heart will be racing and you may be disorientated. You need to gather your thoughts and think about how to proceed. If you are hurt, and the car is not a danger such as on fire, retrieve your cell phone and call 911. If there is no emergency such as a serious injury, call the police. Check to see if anyone else is hurt. Ask for people who witnessed the accident to stay and talk to the police.

2. Swap contact information, including phone numbers, license plate numbers, and car insurance details with the other drivers involved in the accident. When the police arrive share all the details you remember about the accident so that they can write an official report that can be given to the insurance companies. Make sure you tell the police officers that you want a report. If the officers won’t do it because the accident took place on the property of an establishment like a store parking lot, then ask the store owner or a security guard to write something up. If you have a camera, take pictures of the accident scene that includes any vehicle damage.

3. Contact your insurance company, even if you are not at-fault. Also, compensation is based on the extent of fault so you need evidence to support your claim. Most insurance providers have a toll free claim number. Make sure you have your policy number available. If the other person is at-fault, you must make a claim. You are entitled to have the insurance company process your claim and resolve any disputes. Your insurance company will advise the other driver’s insurance provider that you are making a claim and seeking compensation. You will have to make a list of all items damaged. If the other driver does not have car insurance, you will have to negotiate directly or go to court. Some experts suggest that if the other party is at fault, you should file claims with both insurance providers.

4. Once you have submitted all of the paper work to the insurance companies, they will sort out the claim. You may have to speak to the other driver’s provider about your recollection of the accident. Your insurance provider will tell you what statement is required. Before you give your statement, write down what you remember about the accident.

5. A claims adjuster will inspect your damaged car in order to assess the costs of the loss. They will also assess if the damage can be repaired or if you require financial compensation. If you are financially compensated, the insurance company will write you a check minus the deductible. A car accident can be a very emotional time in one’s life. It is important to remember that you need to keep yourself together so that you can make the right decisions regarding your physical well-being as well as filing a car insurance claim.

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Put A Stop To Car Criminals With A Steering Lock

Aug 19, 2009 More Saving

For a lot of us, our car is one of the costliest purchases we make in our lifetimes so there is nothing worse than having it stolen.

Thankfully, there are numerous ways in which we can secure our vehicles and deter would-be criminals. While many cars on the market these days have modern security systems, vehicle thieves always seem to find a way around them.

So it is important to deter them in any way you can and a decent car steering wheel lock is an excellent way to start. A good wheel lock might just be sufficient to discourage thieves, who might go find an easier target.

As mentioned, no vehicle security device can protect your car 100 per cent and cheaper car steering wheel locks will not present too many difficulties for thieves. However, if you are willing to buy a more expensive model it can slow them down dramatically.

Car steering wheel locks come in in a number of different varieties. Cheaper models often consist of a metal rod that is secured to the steering wheel and prevents any would-be robber from turning the wheel completely. These basic models can be bought for around $20.

As you go up in price steering wheel locks become more sophisticated and present more problems to robbers. Some steering wheel locks are disc-shaped, thereby preventing their removal by simply cutting through the steering wheel, while others kinds also disable the gear shift, making theft even tougher.

Car steering wheel locks are just one of a whole range car security products available in shops and online, though they are certainly among the most affordable. Other vehicle security products you might want to investigate are fuel pump and battery disconnects, wheel clamps and cameras. Your vehicle will most likely already have an alarm system and an immobilizer. A good insurance policy, of course, is also essential.

Though these car safety devices will all help you prevent the theft of your car, how you behave is also a factor. Use your head when you park your vehicle anywhere. For example, only leave it on bright, busy streets and make certain that your doors are locked and the car is fully secure.

Also, never leave expensive items in your car. If you can, take anything of value with you, and if you must leave something in your vehicle make sure it is totally out of sight.

Mind your keys. If they are mislaid or you believe they have been robbed, contact the authorities immediately and go back to where you left your vehicle. Moreover, never leave a spare set of keys in your vehicle.

Finally, if your car is stolen call the authorities straight away with as much information about the vehicle to hand as possible. It is also wise to contact your insurer right away.

Vehicle crime is a fact of life, but with the proper gear and a bit of savvy you can avoid becoming yet another car theft statistic.

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Frugal Cleaning Tips Cut Time and Money

Aug 18, 2009 Save Money

It is amazing how many people are turning to ways to cut down as a consequence of this brutal recession. Everywhere you look, people want to be frugal and it seems that this particular recession may cause a considerable change in our psyche as we go forward. Many experts believe that a change in our habits will remain after the recession goes away. To help you with your budget, you should seek out some frugal cleaning tips online to start off with.

Several, every day natural products can be used instead of harsh, toxic, chemical-based solutions and they are all readily available at your nearest store. Anyone advising you about frugal cleaning tips would suggest that you stock up on baking soda, cornstarch, lemon juice, white vinegar, and Borax. Once you have these elements in place you need not visit the chemical solution aisle in that store again.

When you take a good look at your carpet you may realize that it is now a different shade as compared to the one that you installed! Sometimes you move an item of furniture and definitely notice this. Turn to your frugal cleaning tips article and this will tell you to use a natural soap product. Just mix the mild cleaner with water and you have an answer. Rinse with water and vinegar. If you needed to deodorize anytime you can use a simple sprinkling of baking soda.

If you find that the sink in your bathroom is stopped up, don’t automatically reach for those drain cleaners as they are very highly toxic. Your frugal cleaning tips advisor will tell you to go and get the baking soda instead. Pour down the drain, follow with vinegar and put the sink stopper in. After 15 minutes simply flush with boiling water. You will not have released chemicals into the drains and will have saved a lot of money.

Take a good look at your monthly costs and see how expensive the laundry detergent is. If you have a family of any size you especially know how it can eat into that budget. Listen to those frugal cleaning tips and change your buying habits. Washing soda is very inexpensive and when mixed half-and-half with baking soda is great. Borax can also be used instead.

A very frugal cleaning tip for getting rid of that hardened food residue within your microwave is to put a cup of vinegar in a bowl within the microwave and heat for one minute. You will now be able to wipe out the residue without any problem just with a little bit of soapy water. Next time, try and cover the food when cooking!

Don’t believe all those commercials on television about how effective window cleaning solutions are. You can turn to some great frugal cleaning tips instead. Mix half a cup of vinegar with a gallon of warm water and use an old newspaper to apply. You will be amazed at the results.

Right at the top of the list of frugal cleaning tips is the need to prevent rather than cure. There are so many places where stubborn stains could occur, causing you to use harsh chemicals to clean up, so you should be prepared. Put absorbent mats in place as these are highly effective and cost-efficient and will retain any potential oil or chemical spills.

Tags: a, cleaning, h, home, home & family, home improvement, home repair, home;improvement, home;repair, s, Save Money, Saving Money

Always Choose the Natural Way to Clean

Aug 18, 2009 Save Money

Our world is reacting to a variety of different forces. It is apparent that this recession is one of the worst of all time and is causing us to look at the very way that we exist and assess our daily requirements. Not only have we been too carefree, we are told by politicians, scientists and environmentalists that we have been badly polluting and damaging our environment and need to take some drastic action in this case as well. To start off with we need to throw those nasty chemicals out and look for a more natural way to clean.

As it has been so easy in the past, we have chosen to use toxic products to keep our homes clean. We do not even choose to look at the name of those dodgy ingredients on the containers, but we welcome them into our home nevertheless. Our ancestors always used to look for the more natural way to clean, so some why don’t we?

Global warming and climate change are stark realities now and it is no longer acceptable to consume for the sake of consuming. We must look for a natural way to clean our homes and understand that our forebears used to do quite nicely without the use of modern chemicals. You’d be surprised how simple it is to address any cleanup job that you’re faced with.

We have so many different ways of cutting down our everyday spending so that we can live to a more frugal budget. No longer should we be turning to those easily available, off-the-shelf cleaning solutions. By learning a more natural way to clean things we can eliminate the need for chemically-based alternatives. Cut costs and help the environment at the same time.

A wholesale transition to a more natural way to clean our homes can be very daunting and you should try and make this change gradually instead. As you run out of chemicals, start preparing the natural alternative. Store the bottles side-by-side and then simply switch over to the new alternative. Recycle chemical bottles, don’t reuse them!

The best all round, multipurpose product to use when you are looking for a natural way to clean is probably baking soda. Make sure that you keep a lot of this around as it can be used not only to clean, but also to remove tough stains, polish or deodorize.

When you are in your grocery store, pick up a good quantity of white vinegar. This is very cost-effective and productive as a natural cleaning agent as well as a food additive. If you find that you have a nasty mildew buildup in your shower for example, white vinegar can come to your aid. Forget having to breathe in those super toxic chemical fumes and wonder why you’re not feeling so good, after a while!

Remember that prevention is better than cure and sometimes you don’t want to clean at all let alone use a natural solution. Anywhere in your house that is vulnerable to a potential oil spill — this could be your garage, your patio or elsewhere — should be prepared by placing an absorbent pad. These items will absorb a spill and eliminate those chemicals, saving you both time and money in the long run.

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6 Ways To Enjoy Saving, Cost-Cutting, and Buying For Less On A Road Trip

Aug 17, 2009 Save Money

Road trips are great, but it’s the planning that can make the experience a little less desirable. With this economy crisis going on, families are limiting their traveling as a way of managing their expenses. However, with a little creativity and resourcefulness, road trips can still happen and be just as much fun!

The main thing that families need to do to avoid breaking their budget is to buy for cheap, well in advance. Those that are looking for a possible saving, cost-reductions, and opportunities to get things for a lot of less during this economy crisis may be surprised to find out that they can still have a fantastic road trip, but just have to do it more cheaply. Here are some tips that will help you to make your “budget-friendly” road trip a reality:

Snacks should be one of the first things on your planning list, and you should buy for cheap as much as possible. Do your best to catch as many sales as you can on basic, non-perishables like chips, cookies, and other fun treats. Always use coupons to get the best deals ever. You can even plan by looking up frugal recipes for trailmix that you can put together prior to departing.

While you won’t need a lot of toiletries, you should be well stocked before you start your trip. If you run out of something, don’t plan to buy it at any convenience or travel center. Small incidentals could cause your family to rack up big receipts, which could really destroy your trip budget.

Always be sure to know where regular stores such as Wal-Mart or a supermarket are located so that you can buy for cheap things that you need, when you need them. For years, people have known that the highway travel centers are big rip-offs and that they are not for “shopping”. $2 or $3 for a single roll of toilet paper is a little expensive when you buy for cheap a whole 4-pack for $1 at a regular discount store. So, make knowing where to shop a part of your plans in an effort to keep your family’s budget in tact.

Plan your meals carefully and use coupons or gift cards. Do a little bit of research and plan out every meal, as much as possible. This will allow your family to reap the benefits of being able to eat out on the cheap. Using coupons for national restaurants that you can get out of your Sunday newspaper or mailbox circulars.

You could also extend your saving, cost-cutting and buying for less strategy by searching online for coupons and gift cards that you can buy for cheap. EBay is a great site to try for those bargains. There you can expect to get a whole bunch of coupons for $1 or less that could potentially save you upwards of 80% off of the regular price for food and restaurants.

If you have AAA, let it work for you. AAA and other travel membership programs usually offer discounts on lodging, food, and other stuff that families will need during their road trip. Most of the time, all you have to do is flash your membership card and you can enjoy savings of up to 50% off at some places.

During your road trip, you may need to find a place to stay at some point. You could use travel sites such as Travelocity, CheapTickets.com, and Priceline for your lodging needs. Plan your route and you could save as much as 75% off of the regular rates by booking in advance through one of those sites. This economy crisis has lots of families trying to find ways to save, yet continue to have fun traveling together. Plan, research, and get creative with your coupon and membership discounts to enjoy a significant financial saving, even while you trek up and down the highway.

Tags: a, c, Car Trips, Children, cut costs, f, finance, k, m, manage finances, Money Saving Ideas, o, p, r, s, Save Money, spend less, t, travel, travel children

Motorcycle Protection

Aug 16, 2009 More Saving

There’s a lot of controversy surrounding whether or not motorcyclists should be required by law to wear helmets. But, the truth remains: helmets do keep riders safer in the event of a crash. But, only if the rider is wearing one that fits the right way.

Finally, consider the construction of your helmet. Most helmets are made of fiberglass or Kevlar, which is preferred since it is stronger and lighter than fiberglass and can mean better comfort and reduced risk of injuries in the event of an accident. However, it is a much more expensive material.

Helmets also decrease the severity of head injuries, the number of days spent in the hospital, and the overall cost of medical care after a motorcycle crash. Helmets have additional benefits: They protect eyes, preventing eye injuries, and they protect the cyclist from dust, rocks, and other debris thrown up by other vehicles.

Youth motorcycle helmet safety also involves proper fit and sizing. Every motorcycle helmet dealer should have an expert available to help you find a youth motorcycle helmet that perfectly shaped to your child’s head.

People will notice that most of the headgears sold come in bright colors such as white, red, yellow and orange. The reason for this is to warn other drivers, who are yards away. Bright colors are more visible especially at night.

Most people put reflective stickers on the side and back of the helmet. Others spray paint this with a certain design. Since the cost for both is almost the same, the person can try having both after choosing the right graphics.

When a graphic design is chosen, the person will have to leave the helmet with the manufacturer. Some even ship it back. The helmets will then be returned in a few days.

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Accessories For Riding A Scooter Safely

Aug 16, 2009 More Saving

Helmet. This is your most important purchase when riding this vehicle. In cases of accidents, the head is protected through this item. It serves also as a cushion to the head in cases of powerful blows and protects it from various forces that could penetrate through the skull. To summarize its purpose: to decelerate the head movement as it sinks into the helmet in case of accidents.

Gloves and boots Sometimes hands can be calloused from driving so much. Gloves can be used to protect the hands. They may also have gauntlets to protect the wrist of the rider. It functions as protection for the hands from abrasion. Boots protect your feet as well especially when they are made out of leather. They also keep you warm and waterproof in cold weathers.

Helmet, motorcycle luggage, suits, jackets, gloves, boots and sunglasses are your added protection. Their common purpose is to reduce accidents and their impacts. Therefore, if you are new to riding bikes, you should not neglect these things as they can help you increase your survival in the event of mishaps. This is not to be cynical but rather we should avoid the worse from happening. It is your responsibility to yourself. Always remember that even if you are confident with your driving skills, being too complacent is still not an option because you are not the only rider on the streets.

In a perfect world, your motorcycle road trips would always proceed without any problems. Unfortunately, we do not live in a perfect world. Thus, it is important to use items to protect our motorcycles and ourselves on our road trip. Of course, there is no guarantee that we will need such items. However, by filling up our motorcycle luggage with these items, we can avert problem.

There are five basic types of helmets intended for motorcycling, and others not intended for motorcycling but which are used by some riders. All of these types of helmets are secured by a chin strap, and their protective benefits are greatly reduced, if not eliminated, if the chin strap is not securely fastened so as to maintain a snug fit.

The half helmet, also referred to as a “Shorty”, has essentially the same front design as an open face helmet but with a raised rear. The half helmet provides the minimum coverage generally allowed by law in the U.S. As with the open face, it is not uncommon to augment this helmet’s eye protection through other means. Unlike open face and full face helmets, half helmets are also prone to shifting and sometimes coming off the rider’s head during an accident. Because of their inferiority compared to other helmet styles, some Motorcycle Safety Foundation courses prohibit the use of half helmets during riding exercises.

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Why Choose a Limousine over Taxi Service?

Aug 15, 2009 More Saving

The limousine has long been considered a badge of luxury and wealth. The aura this type of vehicle service conjures for most is that of a method to carry around high-powered executives, overseas dignitaries, and A-list celebrities. However, for the savvy shopper, the limo service has many applications which can suit customers from many walks of life. Here we will explore some reasons why one might choose the luxurious limousine over a average taxi ride.

Taxis have long enjoyed a somewhat unearned reputation of affordability. While a taxi ride, somewhat greater than walking distance, might not break the bank, a trip a significant distance across town in light traffic can be very high-priced. The taxi driver will charge you by the minute or for each mile. When wedged in traffic or traveling a considerable distance, this can result in some pretty costly fees. Limo service typically negotiates cost based on an hourly fee. This hourly fee is much more manageable for a journey across town or in traffic that might make a fee-per-minute unaffordable. It is notable to consider that, in this way, many taxi rides will charge you more than the limousine would have.

In many cases, a taxi ride can involve some pretty intense waiting before you get to hit the road. The request for a taxi in the most familiar places they are wanted is often very high. You might be waiting in a line or struggling to hail a taxi for a long time. They are usually scrambling around town trying to move people as quickly as possible, doing huge volume. A limo service has an expectation of a more relaxed atmosphere. Scheduling a limo to take you to your destination would mean having this impressive vehicle waiting for you when it is needed. The limo option would mean reduced stress and faster service, overall. The swiftness of service for a limousine is simply one of the advantages when making this decision.

The friendly, customer-oriented environment of a limo ride is also one of the areas where it edges out the taxi service. Taxi drivers are rushing and well-worn. Keeping customers rotating around is their major concern. The limousine service prides itself on delivering a relaxing and enjoyable experience. Many people ride in limos with no given destination in mind. It sells itself on being an experience for it’s own sake. In this way, you can anticipate the type of customer service and sociability that will make your experience much more comfortable. When traveling, the last companion you want is an cheesed off and distracted taxi driver. The friendly limo driver is particularly employed with comfort and customer service in mind.

Why squeeze into an uncomfortable and dowdy taxi when you can enjoy the amenities of a limo. The large interior, filled with luxurious amenities designed to keep you entertained, will make the ride so enjoyable, you may wish you had further to go!

You can count on the safety of the limousine service. These companies employ careful background checks to keep their precious load safe.

Ultimately, the limousine service is a better way to ride around town, in many cases. This is not just for the exceptionally wealthy. A savvy and well-researched bargain hunter can take advantage of this and journey in style at an affordable rate. Imagine what your friends, family, and co-workers would think! Next time you need to hire a driver to get across town, consider the limousine instead of hailing a cab.

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