Best Money Saving Articles Online

The Off Road Jeep Liberty

Aug 19, 2009 More Saving

The Jeep Liberty is the newest compact crossover that is getting to attention of many SUV lovers- especially buyers that are looking for an off road vehicle. This model surpasses all others in its class with its great gas mileage and crash worthiness. Inspired by many European car models, the interior is breath taking and user friendly. Everything is just where it should be and where you’d expect it to be. The controls really make this car stand out.

o With many trims available this vehicle is beautiful. Other options also includes 18 inch wheels, sunroof and more. You can pick the options that you want.

* Most models are 4 wheeled drive. This is the model that is most popular. It is maneuverable. It is also great with traction, good articulation, has good clearance because it was really built for off road.

* The Jeep Liberty comes with different transmissions- 4 speed, 5 speed and 6 speed manual transmissions. In 2009 the 6 speed manual transmission was eliminated due to the rising cost of gasoline.

o All models come with an AM/FM stereo radio. You can also get Sirius satellite digital radio, CD player and GPS navigation in some models.

o There are many other options that you can choose from, including fog lamps, speed control, power sunroof, engine block heater, and rear cargo organizer, among many others.

o The engine is a V6 and the towing capacity is 5, 000 pounds.

* The Jeep Liberty is available in two models- the Sport and the Limited. Tires come in sixteen, seventeen and eighteen inches.

o Gas mileage is reported to be 16 mpg in the city and 22 mpg on the highway. The gas tank is 19. 5 gallons.

* The Jeep Liberty is very safe with its anti-lock brakes, traction control, side curtain airbags and stability control. These are all standard.

* The luggage space is 31. 5 cf and when the seats are lowered the luggage space is 64. 6 cf. There is a lot of leg room in the back seat and the front is very spacious. The inside comes in shades of gray and if you want leather padding then you can pay more for that.

o The Jeep Liberty has standard auto headlamps.

o There is standard remote keyless entry.

With such a sturdy vehicle- the Jeep Liberty was just really designed for off road travel. It comes with anti-roll bars, great shocks and better breaks. If you want all of the great options on the Jeep Liberty then the price is in the low 300′000’s. This is a great price for this SUV that you can take off road. For a vehicle that handles so well off road, you’d expect to pay much more!

Being a compact crossover gives the Jeep Liberty the advantage of great gas mileage. It may be a bit smaller than most SUVs but for the price it has everything you could want. Take the entire family on a great ride for less money. Starting at $23, 000, the Jeep Liberty surpasses all other SUVs in its class.

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Car Insurance: Steps for Making a Claim

Aug 19, 2009 More Saving

A car accident can be a harrowing and traumatic event. One will be shaken and often not thinking clearly. If you are involved in a car accident, you have to think about your condition as well as the events that took place because you will most likely have to file a auto insurance claim.

In order to prepare for the results of a car accident, the following steps should be followed in order to make a proper claim:

1. After an accident, your heart will be racing and you may be disorientated. You need to gather your thoughts and think about how to proceed. If you are hurt, and the car is not a danger such as on fire, retrieve your cell phone and call 911. If there is no emergency such as a serious injury, call the police. Check to see if anyone else is hurt. Ask for people who witnessed the accident to stay and talk to the police.

2. Swap contact information, including phone numbers, license plate numbers, and car insurance details with the other drivers involved in the accident. When the police arrive share all the details you remember about the accident so that they can write an official report that can be given to the insurance companies. Make sure you tell the police officers that you want a report. If the officers won’t do it because the accident took place on the property of an establishment like a store parking lot, then ask the store owner or a security guard to write something up. If you have a camera, take pictures of the accident scene that includes any vehicle damage.

3. Contact your insurance company, even if you are not at-fault. Also, compensation is based on the extent of fault so you need evidence to support your claim. Most insurance providers have a toll free claim number. Make sure you have your policy number available. If the other person is at-fault, you must make a claim. You are entitled to have the insurance company process your claim and resolve any disputes. Your insurance company will advise the other driver’s insurance provider that you are making a claim and seeking compensation. You will have to make a list of all items damaged. If the other driver does not have car insurance, you will have to negotiate directly or go to court. Some experts suggest that if the other party is at fault, you should file claims with both insurance providers.

4. Once you have submitted all of the paper work to the insurance companies, they will sort out the claim. You may have to speak to the other driver’s provider about your recollection of the accident. Your insurance provider will tell you what statement is required. Before you give your statement, write down what you remember about the accident.

5. A claims adjuster will inspect your damaged car in order to assess the costs of the loss. They will also assess if the damage can be repaired or if you require financial compensation. If you are financially compensated, the insurance company will write you a check minus the deductible. A car accident can be a very emotional time in one’s life. It is important to remember that you need to keep yourself together so that you can make the right decisions regarding your physical well-being as well as filing a car insurance claim.

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Why Does Your Vehicle Need A Vehicle Speed Sensor?

Aug 19, 2009 More Saving

You could be wondering why exactly your auto needs a car speed sensor. Clearly knowing how briskly you are going is important, but how exactly is this info used and why is it essential? Find out for yourself the power of the vehicle speed sensor under.

A vehicle speed sensor is really far more complicated than what you may have realized. Today’s sensors really make the cars you drive safer and protect the passengers from a selection of dangers, by acting in tactics and at a velocity that humans simply cannot do.

The first invention with the car speed sensor came in the antilock brake systems, or ABS, which we all now know about. By capitalizing on magnetic and electrical currents, the velocity of the wheels may be more meticulously and quickly gauged compared to older methods.

Moving on in our look at the vehicle speed sensor from antilock brakes, next up are traction control systems. Traction control systems were a natural development from ABS, and they have the added power of being able to compare and adjust for the rate of the driven wheels from the rate of the wheels on the other axis.

The power of antilock brakes and traction control has made automobiles over the last decade or two significantly more safe than they were formerly. Having the power of a vehicle speed sensor in all vehicles has saved many lives, and now manufacturers have been taking things a step further.

The most recent technology is a total electronic stability control system. This type of system builds on these technologies for a far more complete automobile speed sensor. In truth, multiple sensors are utilized in the wheels, the wheel, the brakes and the throttle to color a complete picture of an auto’s performance and your reactions in all situations.

So if you’re taking a turn too sharply or hit a slick spit, all of these factors are instantly computed and a reaction is immediately put into effect, saving many accidents from ever going down. Early reports have shown that this application of the automobile speed sensor has reduced heavy injuries from single car collisions by as much as 50%.

While many folks feel a car speed sensor permanence system must now be mandatory, they are not yet. However, in some regions to have a five star safety rating the auto must use a vehicle speed sensor system in this fashion. If you’re trying to find the most in safety for you and your relations, get an automobile that features this sort of safety.

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The Forty-Five Plus Year Legacy Of The Ford Mustang

Aug 19, 2009 More Saving

In 1964, at the World’s Fair in New York, Walt Disney introduced “It’s a Small World.” At the end of the Fair, the attraction was moved to Disneyland where it has operated for over forty-five years other than some downtime for maintenance and refurbishment. Meanwhile, across the pavilion, on April 17, 1964, Ford Motor Company introduced the Ford Mustang, another American tradition that has continued for over forty-five years.

Ford had not expected the Mustang to gain popularity as quickly as it did. Its initial sales have only been surpassed by their founder, Henry Ford’s introduction of the Model “A”. The original selling price for a Mustang was $2368. The vehicle borrowed heavily from other vehicles that Ford was already producing. Most heavily used were the Falcon’s parts. The framework and even the 100 horsepower engine came from the Falcon. Even the horn ring had the Falcon emblem molded into its ring. VIN numbers were set to the 1965 vehicle year, but there were several changed that were made in the vehicles produced to be sold in 1965. Most Mustang enthusiasts consider the Mustang from the fair and those produced within the first six months of production to be 1964 1/2 Mustangs. If you are the owner of a 1964 1/2 Mustang is great shape, you can expect to sell the vehicle for over thirty thousand dollars.

The body of the Mustang has changed throughout the years, yet it is still easy to spot a Mustang. The characteristic grill and side swoop make the vehicle easily recognizable.

The success of the Mustang lead other manufacturers to quickly introduce their own “pony cars.” These vehicles had large hoods and small trunk decks.

After the failure of the Edsil, Ford had researched and found that many people, especially women felt that full size cars had become too large. Remember this would have been before the widespread use of power steering and power brakes. In response to that research Ford introduced the Falcon. This compact car had been somewhat successful, but the Mustang overwhelmingly became more popular. Its sales ultimately cut into the market of the Falcon and lead to its demise in 1970.

As time progressed, the size of the Mustang began to grow larger. Fans of the original Mustang began to complain about the size of the vehicle, and in response, Ford introduced the Mustang II in 1984. Although smaller in size than the original Mustang, additional requirements for smog devices made the car heavier than even the original Mustang. Ford had not only downsized the size of the vehicle, but had also downsized the engine. Thus, the first Mustang II’s were very underpowered.

The Mustang is now in its fifth Generation. A 2010 model will offer plenty of power, coming equipped with a 4. 6 liter 316 horsepower gasoline engine. Ford has beefed up the suspension and new Mustangs offer more stability than ever. New Mustangs are designed so that they can use regular unleaded gasoline for economical situations, but also can use premium gasoline when additional torque is needed.

If you buy a new Mustang today, the base price is somewhat more than the price of the original. Base price for a 2010 Mustang is approximately twenty-one thousand dollars, and a fully accessorized model may cost as much as thirty-two thousand dollars.

The new Mustang, like it predecessors, is expected to be a great seller for Ford.

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The Bare Facts About Honda Civic

Aug 19, 2009 More Saving

Honda Civic is ranked not only in the top ten, but also in the top five in many of the categories that vehicles are ranked by including the category “Best new car for new drivers”. The 2007 Civic ran away with this one. With its super user friendly controls specifically designed with the new driver in mind, and its excellent reliability it makes an excellent choice whether you’re looking for a car for yourself, or your new teenage driver.

Since its inception in 1976 the Honda Civic has steadily grown a following made up of a vast assortment of people. From the middle aged businessman, the moms and dads requiring reliable family transportation, and of course the ever popular teenagers looking for that sporty car that speaks to their individuality while providing reliable transportation.

Eighth generation Honda Civics boast a 0 -60 km/hr time of 8. 6 seconds while still topping the charts with an amazing 28. 3 miles per gallon fuel economy. With the 2009 version of the car, there have been some changes, but the technical details remain. With a high safety rating and a low insurance price, it is not hard to see why the Honda Civic is rated the number one choice for teenagers.

This may well be the only car that is capable of satisfying both the teenagers desire for visually appealing, sleek, stylish, sporty, fast, and easily accessorized, and the parents concern for economical, reliable, low maintenance efficiency in a first car. While everyone else is arguing over which criteria to compromise on, you and your teenager can be discussing options for accessorizing and personalizing their first set of wheels. Naturally some of their tastes may not be your own, but that is all part of them becoming their own person.

Check this out, Honda Civic is currently made at two locations in North America. One is the East Liberty Plant, and the other one is the Alliston plant. So for those parents who want to buy something that is produced locally, the Honda Civic has got you covered.

The Honda Civic comes with its own special brand of lighting. This lighting system has a few features that bare mentioning. From its super clear and bright path of visibility to reduce night time incidents, to its enhanced visibility through super bright taillights. This combination is designed to provide an excellent state of visibility both from within the vehicle and without.

The design engineers went one step further, and created the lighting system to draw extremely less power while still providing those sleek elegant looks you have come to expect. With color temperature ranges of 4300k to 30000k they’ve got your needs covered. The electrical system also gains an advantage from this lighting system, in that its life is expanded and maintenance is an all time low. So when you add accessories you need be less concerned about extra electrical draw.

In short, when you purchase a Honda Civic you are getting a car that has repeatedly received excellent ratings both inside and out. A high safety rating and visual appearance second to none. No need to compromise on your list of requirements when your list and your teenagers are so aptly met all in one car.

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Put A Stop To Car Criminals With A Steering Lock

Aug 19, 2009 More Saving

For a lot of us, our car is one of the costliest purchases we make in our lifetimes so there is nothing worse than having it stolen.

Thankfully, there are numerous ways in which we can secure our vehicles and deter would-be criminals. While many cars on the market these days have modern security systems, vehicle thieves always seem to find a way around them.

So it is important to deter them in any way you can and a decent car steering wheel lock is an excellent way to start. A good wheel lock might just be sufficient to discourage thieves, who might go find an easier target.

As mentioned, no vehicle security device can protect your car 100 per cent and cheaper car steering wheel locks will not present too many difficulties for thieves. However, if you are willing to buy a more expensive model it can slow them down dramatically.

Car steering wheel locks come in in a number of different varieties. Cheaper models often consist of a metal rod that is secured to the steering wheel and prevents any would-be robber from turning the wheel completely. These basic models can be bought for around $20.

As you go up in price steering wheel locks become more sophisticated and present more problems to robbers. Some steering wheel locks are disc-shaped, thereby preventing their removal by simply cutting through the steering wheel, while others kinds also disable the gear shift, making theft even tougher.

Car steering wheel locks are just one of a whole range car security products available in shops and online, though they are certainly among the most affordable. Other vehicle security products you might want to investigate are fuel pump and battery disconnects, wheel clamps and cameras. Your vehicle will most likely already have an alarm system and an immobilizer. A good insurance policy, of course, is also essential.

Though these car safety devices will all help you prevent the theft of your car, how you behave is also a factor. Use your head when you park your vehicle anywhere. For example, only leave it on bright, busy streets and make certain that your doors are locked and the car is fully secure.

Also, never leave expensive items in your car. If you can, take anything of value with you, and if you must leave something in your vehicle make sure it is totally out of sight.

Mind your keys. If they are mislaid or you believe they have been robbed, contact the authorities immediately and go back to where you left your vehicle. Moreover, never leave a spare set of keys in your vehicle.

Finally, if your car is stolen call the authorities straight away with as much information about the vehicle to hand as possible. It is also wise to contact your insurer right away.

Vehicle crime is a fact of life, but with the proper gear and a bit of savvy you can avoid becoming yet another car theft statistic.

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How To Find A Suitable Tire Dealer

Aug 18, 2009 More Saving

In making any major purchase for your vehicle, word of mouth is almost always the best way for you to go. Tires, in this case, are the same; to find yourself a reputable tire dealer, you should always shop around to find the best tire dealer to take your car.

When looking for a suitable tire dealer, you must still watch who your information is coming from. Certain dealers have been known to hire people to praise them. You do not want to deal with these types of people, so you should only accept information from people that you can trust.

It is never a good sign if your tire dealer’s work area is messy and littered with parts. This can make for an unsafe work area, and may sign that your dealer does not take as much care of his business as he should.

If you see a location with cars similar to yours in the lot, it is a good sign. This means that the mechanic is familiar with cars similar to yours. For example, you would not want to take a BMW to a shop that has a bunch of old beaters sitting around.

Conversely, should you happen to own a car that you bought for $100 from a yard sale, you will not be getting a good deal by taking your car to a shop that focuses on sports cars.

If a tire dealer does not have any suitable tires in stock for your vehicle, it is a sign that they may not serve many cars similar to yours.

Although you may have a lot of questions for your tire dealer, he should also have questions for you. Unless you provide him with the information, he should want to know if you drive in all seasons (will you need tires that can handle snowy roads?), what type of use will the tires be getting (will you be towing anything heavy or driving hard?) and other such questions.

If the dealer makes no attempt to ask you anything, it is not a good sign.

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Buying a GPS For Your Travels

Aug 17, 2009 More Saving

GPS units are devices that get signals from orbiting satellites in order to establish the location or geographic position. The applications of the world Position System technology are massive, with GPS receivers working for the aviation, the marine, the military and the average consumer. The satellites that the receivers rely circle the globe 2 times a day, and they’re organized in such a way on the orbit, that at any moment of the day, 4 of them should be present on the obvious sky allowing one to find the right location or direction. Though initially, the system was planned for the employment of the US army alone, it was shortly opened to the general public for individual, civilian applications.

Car traveling has been a lot simpler since the invention of the Global Positioning System. Designed to help with navigation of more complex systems such as aircrafts, GPS devices match all the needs of a traveler. In the situation of GPS for car, the receiver decodes a satellite signal and based on it, the location of the car is determined. GPS receivers are available in many designs, formats and models, with a higher or lower user-friendly rate. You save money with some cheap GPS units, they are easy to plug in and store, but the operation may be faulty or inconsistent. More quality comes with more money.

The car layout is incredibly crucial when trying to choose a certain model. Some models of GPS for cars include monitors for map display, but the presence of the monitor on the dashboard may be uncomfortable with some car designs. You have to ensure that the device does not block the air vents and that it doesn’t ruin the view from the passenger’s seat. GPS for autos so need to be selected so as to match the dashboard features and the whole interior car design for max of potency and convenience.

Multi-functionality! Consider this criterion when shopping for GPS for cars. There are people who prefer to have several ways available to get information on how to reach destination. You can navigate with some GPS receivers by selecting the data from a personal address book, others take the location directly from the map, while others can operate directly by address or by intersection. Moreover, in the same direction, you should buy a GPS for cars that can give both vocal and graphical directions. Besides the vocal messages, the GPS monitor can indicate the direction by arrows either in relation to the name of the street or with the car position matching the destination.

There are GPS for cars that provide information on points of interest, airports, ATMs, hotels, restaurants and many other sites. Such a complex device may seem a bit more expensive, but when you travel a lot and need to go from place to place, information is crucial. Moreover, the GPS device can get updates on the points-of-interest specific to a certain geographical area. Given the multitude of features, it may seem hard to find the right GPS for cars. Testing the product could be the wisest thing to do under the circumstances, and retailers should be able to show you demo units available in their store. Then, you’ll know what to shop for!

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Insurance Purposes Inspection In Detail

Aug 17, 2009 More Saving

Normally when purchasing auto insurance you probably will only be asked for basic information about your vehicle. You are typically asked to provide the year, make, model and to provide the accurate mileage from the odometer. You will also need to provide some idea as to the condition of your vehicle and project your driving needs. Car owners who travel long distances for work are charged higher premiums than those who drive less frequently. Armed with this basic data and your car or truck Vehicle Identification Number (VIN), the insurance company is able to generate a quote after a quick check of collision history of your vehicle.

While you may think your car is in excellent condition, it may be only in average condition. And if you are planning on buying a policy that insures the car for far more than it is worth, you are only hurting yourself financially by throwing money away on expensive yearly policy premiums.

Since the insurance company is interested in protecting its interests, they may require you to have your car inspected just to get an overall assessment of the total value of your car. If your car is in excellent condition, they then can match it up with the appropriate blue book value and write you the appropriate policy. However, if you have a leaking radiator, a slipping transmission, or leather seats that have rips and tears in them, the insurance company will most likely downgrade the value of your car and find the appropriate blue book value.

Insurance companies usually protect their assets from undue claiming and fraudulent claims. This may include an inspection seldom, to analyze the exact condition of your vehicle. The process, indirectly favours both the parties, as paying an enormous amount of premiums for a vehicle that is in fair condition seems absurd when you can actually pay less by stating the true condition of the vehicle. Also, the Insurance Company has the right to withdraw or modify their coverage accordingly, if they find the actual condition of the quoted vehicle is poorer than what is claimed.

It is in your best interest to be truthful with your insurance company when searching for a quote. If your passenger door is about to fall off and you are just waiting to lie to the insurance company and tell them you were a victim of a hit and run and that your car door is now totaled, the insurance company can throw you in jail for insurance fraud. They may even already have pictures of your car before you created the accident.

This might affect you from renewing your Insurance coverage and might also lead to refusals of quote from Insurance companies in the future. Honesty is the Best policy and Honesty is best for getting policies too!

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4×4 Insurance Explained

Aug 17, 2009 More Saving

Every type of vehicle insurance has to be tailored toward the specific vehicle it is insuring. In the case of 4×4?s, insurance coverage has to cover the excess risks and hazards that are sometimes involved. Regular car and truck owners are not always subject to these risks and receive lower rates. Before you choose an insurance company to go through, make sure you know all of the facts on 4×4 insurance. This will help you choose a plan that best fits your needs.

4×4 vehicles differ from regular cars in that may sometimes be used for off road driving. Some people even use them for racing in the mountains or deserts. If you plan on incorporating these sports you insurance will be much higher compared to someone who sticks to the road. If you choose not to be insured for off road driving you will not be covered for any damages done while driving in these areas. This is because you will be at a higher risk for damages like broken windshields and popped tires while driving off road. Insurance companies will have to charge you more to compensate for the higher risk of driving.

The types of 4×4 insurance are not unlike regular car insurance. You have your basic liability, which will only cover what happens to other people and vehicles in a crash. You also have comprehensive and theft coverage which compensates you for damages from vandalism and theft that might have occurred. The highest costing insurance plans will cover the cost for fixing other peoples vehicles and hospital bills as well as your own. Make sure you revise what is in each policy before you choose one because companies will vary slightly within the terms of each agreement.

4×4 insurance is more expensive than regular insurance largely because of the fact that the parts cost more to fix and replace. Small, mass produced cars have more parts available, and they are often less expensive. 4×4s may require you to get extra insurance to cover parts that are not considered stock. If you get into an accident and receive damage to these additions, the insurance company will not pay to replace them unless you have specific insurance for it. This can be particularly frustrating for people with wide screens, a common 4×4 addition.

If you like to work on your 4×4 you may want to add salvage retention rights to your policy. If you are involved in an accident this gives you the right to keep the parts for other vehicles while still being covered for the damages. This only applies if your vehicle was totaled and you have to get a new one. Salvage retention also lets you put on your own additions and updates without worrying about affecting your insurance coverage. Often times these alterations can cause your insurance to become invalid without specific coverage. Your original 4×4 insurance policy will most likely not include salvage retention rights, so be sure to add it on if you require it.

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