Buying A Used Car Can Save You A Lot Of Money
Aug 28, 2009 More Saving
These days, financial pressure is a reality for most middle-income families and has forced us to reduce spending whenever and wherever possible. However, certain crucial aspects of life, like transportation, cannot be avoided. You can, however, reduce your automotive related expenses by investing in great used car. Apart from the initial cost of the car, a wisely selected used car, be it a Toyota or a Suzuki, can help save money throughout the year.
There are literally hundreds of used cars of different makes and models available for sale to match every reasonable budget. The idea is to buy a car that allows you to sleep comfortably at night and not worry about what unexpected repair and spare part costs you are going to have o deal with next. Scrutinize the car for flaws or get a reliable mechanic to do it for you. Its always wise to take the car for a drive on different kinds of roads to check its performance under different situations.
New cars tend to swiftly lose value in the first few years of operation. The percentage drop in price when selling a car that was newly bought is far more than that of a used car. This is an opportunity to loose less money when you sell your used car in the future, making second hand cars even more desirable for families on a tight budget.
Car insurance is a recurring expenditure and can contribute significantly to your expenses, depending on the value of the car you purchased. Due to their comparatively lower market value, used cars have lower insurance premiums. You can also approach your existing insurance company for a further reduction in premium as you’re providing additional business. This means additional savings for you. Keep in mind that older cars because of their lower prices have the lowest premiums.
The used car market offers buyers a large variety of manufacturers, models, specifications and prices. Identifying a reliable car to match your requirements takes minutes with the help of online classifieds catering to the used car industry. Using simple advanced search filters, your results can be narrowed down to display cars that fit your specifications.
The simplicity of identifying and purchasing a used car along with a wider selection has made the benefits of buying a used car hard to ignore. Our unstable economic environment has taught us time and time again that saving for the future is critical to survive comfortably in times of hardship. The good news is that a greater variety of used cars available has minimized the number of features we have to sacrifice to own a inexpensive, reliable vehicle. You get to own your dream car and loose less hair. Who wouldn’t want that?
About the Author:
James Barker is a veteran used car salesman. To locate affordable used cars for sale in superb condition please visit Good Deal Hunting, a free classifieds website.
Tags: automobile, cars, City, civic, Corolla, honda, Islamabad, Karachi, Lahore, More Saving, Pakistan, sale, Toyota, used, vehicles
Avoiding Hasty Used Car Purchases
Aug 23, 2009 More Saving
It happens to all of us. We rush into buying something and then regret our decision and waste precious, hard earned money. If you’re lucky the item was an inexpensive purchase and no major harm came of it. Buying the wrong used car, on the other hand, is something that could have longer lasting effects especially when you cannot resell the car easily. So what should you do before buying your used car?
How much money you can spend on your used car is extremely important. The goal is to buy a car that suits your budget and not one that adds additional strain on your finances. Be sure you have enough in the bank for a rainy day and unforeseen problems. Work out your monthly savings and combined with your current savings decide on how much financing you might require, if any. Thoroughly research your financing options selecting a secure and easy payment scheme with which you have peace of mind. Impressing the neighbors and relatives should be low in your priority if you are opting for any form of financing.
Once you’ve decided a budget its time to select the car make and model. The key to selecting a great make and model, especially if you’re on a restricted budget, is good resale value. Choose a car that has a constant demand and commands a higher resale value when you sell your car a few years down the line. For example, Toyota, Honda and Suzuki models are extremely popular in Pakistan and depreciate far less in value over the years than other cars. This will help you save money even if it is in the future.
While choosing the specific car you want, consider factors related to the daily upkeep of your car, like fuel economy, spare parts and maintenance. Sure, a more powerful engine will give you the thrill you seek, but be prepared to dole out the cash to keep topping up your tank. Minor accidents can prove to be costly as well, not to mention an increase in insurance premiums. A Honda is far more expensive in terms of repair and spare part replacements than a Suzuki in Pakistan. While selecting extra trims and features make sure you know how much its costing you and avoid unnecessary expenses.
Finding the car that suits your budget and other requirements is far easier now with hundred of online classifieds catering to particular cities and countries. While widely read newspapers can also be a great source for used cars, they prove to be far more tedious while searching for a car within a budget. Most of the good online classifieds have advanced search options like engine size, trims and a price range. By simply selecting only a price range the results will display a multitude of used cars that fit your criteria.
Organize your results in the form of a spreadsheet like Excel or on paper. Make sure you have columns for price, features, make, model, year of manufacture and contact details. Clump similar car makes together so you can examine the variation in prices for similar car models and year of manufacture. Using this data you can bargain for a better deal on a used car that you want to buy.
Before buying your car make sure you take it for a test drive and have it thoroughly checked. No need to be embarrassed in taking a little precaution. I hope you feel satisfied and more confident in buying your used car after having followed the above steps. Good luck and enjoy your new ride.
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Tags: accord, automobile, automotive, autos, cars, City, civic, exi, honda, More Saving, oriel, prosmatic, used, vehicles, vti
How The Civic And Great Timing Helped Honda Attain International Success
Aug 20, 2009 More Saving
Honda achieved international success in the automotive industry mostly because of the timely introduction of its exceptionally popular model, the Civic and its viewpoint towards conservation of resources. Prior to 1973, Honda was primarily known as one of the largest manufacturers of inexpensive and straightforward motorcycles. It had previously introduced automobiles in the local Japanese car market but the cars were too small for the American Markets tastes.
The mounting fuel costs of the seventies and rising inflation forced middle-income American families, several of whom owned more than one car, to search for ways to lower their daily spending and costs. Americans had previously been used to massive, fuel guzzling cars, which now proved too expensive to maintain. The Civic appeared to be a timely lifeline for such families. With an interior large enough to comfortably seat four people, its compact shape and economical engines caused quite a buzz on its launch, gaining much attention from sellers and buyers alike.
In addition to its compact design and fuel economy, the Civic was a fun car to travel both short and long distances. The Civic was initially launched as a front-wheel drive, two and three-door hatchback with a four-cylinder, water-cooled engine. As families eagerly traded off lesser space for less expenditure, the dominance of large cars in the United Stated was challenged. The Civics astronomical success prompted Honda to follow a more aggressive strategy and it began adding further variations and new to its existing portfolio of cars.
The Civics growing acceptance in the United States led to the introduction of a new four-door, five-speed wagon. With each passing year, new efficiencies and designs were added such as low emissions, larger engine compliant with the regulatory demands at that time. A sportier look was introduced and its styling was constantly improved and refined. Car buyers were attracted by its groundbreaking and inimitable features and this helped profits rise progressively.
To accommodate a more upscale section of the market, Honda introduced the Accord and Prelude; while the Civic carried on as one of the finest cars available in the compact economy class. The Accord and Prelude succeeded in becoming highly popular cars, further strengthening Honda’s growing reputation as a world-class car manufacturer. Honda’s long established and working environmentally green policy in every aspects of its operations provided an edge over its competitors, especially at a time when information about the dangers of greenhouse gases was being widely publicized.
Due to its originality and appropriately timed launch into the car market, the Civic succeeded in establishing a name for itself and has earned several awards for the top performing car in its category. Honda’s meticulously designed interior and exterior, superb handling, fuel economy and high quality manufacturing at reasonable prices has helped retain its top position in the global automotive industry. If its past accomplishments can be used as indicators for the future, the Civic is here to conquer the international car markets for eons to come.
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Tags: accord, automotive, autos, cars, City, civic, exi, honda, More Saving, oriel, prosmatic, used, vehicles, vti
How Honda became First Choice for Car Buyers in Pakistan
Aug 16, 2009 More Saving
Prior to Hondas emergence in the Pakistani auto market, Toyota was largely the forerunner in a market, which offered little in terms of comparative competing models and manufacturers. Car manufacturers like Mazda, Suzuki, Nissan and a few European companies had a few models but nowhere near Toyotas presence. Toyota had by then strategically introduced several models like the Corolla and Crown and had dug its heels into almost all consumer segments.
Companies and car buyers saw Honda as an opportunity to possess both luxury and reliability. Hondas models had additional features and trims like a power steering and lamps, which other competing car manufacturers did not offer at the time. Out of the blue Honda had a significant presence on the urban roads and highways in Pakistan and became a widely acknowledged and sought after vehicle. Toyota faced a decline in sales, but managed to retain a substantial portion of the market unlike the other less fortunate manufacturers who were fighting to stay afloat.
Honda stayed ahead of the competition with its consistency and fine design and craftsmanship. It was the first car in its class in Pakistan to offer an open interior and fabric seats. Both these features provided consumers with more comfort and enjoyment while traveling between and within cities. After successfully establishing its brand, Honda took on its strongest competitor, the Toyota Corolla, by introducing a similar sized engine model called City with better features and design. To control prices in the future, Honda soon began local production of its cars in collaboration with a locally well-recognized firm.
Hondas well-designed engine and good fuel economy helped boost its growing popularity and demand. Used Toyota had been obtaining high resale prices, while cars of other makes faced considerable depreciation in value. The widely publicized dependability and efficiencies of Honda cars, however, soon drove both the demand and price for its cars upwards in the Pakistani used car market.
Honda has succeeded in becoming one of the most admired cars in Pakistan in a considerably short period of time. Its impeccable reputation and mass appeal have made it a first choice for car users all over Pakistan. Its clean finish and new and better features, are all signs of Hondas continuing supremacy in Pakistans used and new car industry for a substantially long time to come.
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Tags: accord, automobile, cars, City, civic, exi, honda, Islamabad, Karachi, More Saving, Pakistan, prosmatic, sale, used, vti
Students Save Money By Renting Textbooks
Jan 21, 2009 Save Money
One local college is helping students save money by offering textbook rentals.
Metropolitan Community College is one of the few schools in the nation to start a textbook rental program, KMBC’s Dion Lim reported.
The cost of textbooks has tripled in the past 20 years. The college noticed that the high prices affected learning because students would either delay purchasing the book or not buy it at all.
“With book rental, more students get books the first day of class so they’re not behind on their studies. It helps students and professors, which is what the goal is,” bookstore manager Michelle Capps said.
In some cases, the price of renting is almost 80 percent less than buying. One math textbook cost 0 less to rent than to buy.
“The difference between renting and buying is, like, wow,” student Jakkob Baldwin said.
“It’s definitely an advantage. It’s about just to buy each, so when I found out I could rent, I said, ‘deal,’” student Jordan Miller said.
Students said they also like that book renting is guaranteed, which isn’t the case for textbook sell-back programs.
“You can’t always sell them back, and it’s upsetting when you don’t know what to do with them when you don’t use them,” student Norman Schultz said.
If a student wants to keep a rented book at the end of the semester, he or she just needs to pay the difference.
Not all textbooks are available to be rented, but the college said it plans to add on more books in the coming years.
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7Eleven Franchise Story Ambit Energy Part 1Jere Thompson Sr
Jan 18, 2009 Save Money
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Video Save Energy, Save Money, Save the Planet NOW on PBS2
Jan 18, 2009 Save Money
Could a new effort to fight global warming save money and create jobs at the same time? NOW looks at a city-wide plan in Cambridge, Massachusetts, to make all its buildings more energy efficient. Up to 80 percent of emissions in many urban cities comes from buildings. Cambridge hopes that this unprecedented effort to green its buildings will reduce greenhouse gas emissions by 10 percent in just five years, the equivalent of taking 33,000 cars off the road. If every major city in America took the same approach, it would have a significant impact on the carbon footprint of the United States —and it would generate tens of millions of new “green” jobs.
The Cambridge Energy Alliance, a nonprofit group, will help clients cut their energy use 15-30 percent, which translates into a lower utility bill. The Alliance will then help clients secure loans to pay for the building retrofits, loans designed to pay themselves off by the savings on those utility bills. Retrofitting thousands of buildings could also create a new green job market in Cambridge. It’s a bold new experiment, but the Alliance hopes to become a national model that puts green thinking on display, as well as more green in people’s pockets. Will this entrepreneurial effort bring new converts to the environmental movement?
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How to Visit New York City on $100
Jan 13, 2009 Save Money
You might be surprised by how expensive New York can be. In this episode, I’ll show you how to see the sights for 0.
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